Insurance & Payment Options2018-12-04T21:39:38+00:00

Our goal at Joseph P. Wiggs DDS Dental is to make the process of receiving quality dental care as smooth as possible, from the time you enter our dental office to the conclusion of the payment process. We have several payment options to meet your budget and needs.

 


Got questions? We are here to help you. Please call
(615) 329-4388
for immediate assistance.


 

Patients With Dental Insurance

Traditional insurance is welcome and accepted at our practice. As a courtesy, we will gladly file all insurance claims on your behalf.

We accept most major PPO insurance plans. Please call our office for a complimentary Benefits Consultation.

We are in-network with:

  • BlueCross/BlueShield
  • Delta Dental
  • Metlife
  • Maverick
  • Aetna
  • Ameritas
  • Principal
  • Cigna PPO
  • Humana PPO
  • Guardian PPO
  • GEHA

Dental insurance is designed to help reduce your out-of-pocket dental expenses and there will usually be some sort of out-of-pocket expense that you will be expected to pay at the time of service. Reimbursement levels are determined by your insurance provider and generally do not take into account up-to-date regional data in determining the reimbursement level. Additionally, there is no regulation regarding how insurance companies determine reimbursement and insurance companies are not required to disclose how they determine these levels. Insurance companies do not guarantee payment on claims and reserve the right to make payments based on their estimation of “Usual and Customary Rates.”

We will file your insurance claims, track your claims, follow-up on delayed claims, and help deal with insurance family plans. We want to help you maximize your benefits and will provide digital dental X-rays and a written diagnostic report should your insurance company have any questions about the services provided. We submit claims electronically, allowing for faster and more secure data transmission.

Please provide our staff with your insurance information when you call our office so that we can take over the hassle of dealing with the insurance companies. Also, make sure to bring your identification card and your insurance card to the office when you come in for your visit.

 


Out of Pocket Payments

We accept cash, debit cards, and most major credit cards (VISA, MasterCard, Discover, American Express).

credit cards accepted visa, mastercard, american express and discover

 


Patient Financing

We are pleased to offer Carecredit® Healthcare Financing. Carecredit provides interest free* financing for your dental care.

Care Credit is a healthcare credit card designed for your health, beauty, and wellness needs. It’s a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments over a fixed period of time.

With shorter term 0% interest financing options of 6 and 12 months and extended term reduced APR financing for up to 60-months on purchases with co-signers allowed, CareCredit is a great option for financing your dental needs when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. CareCredit helps make care possible… today!

* Subject to approval.

carecredit logo

 

 


Got questions? We are here to help you. Please call
(615) 329-4388
for immediate assistance.